BAVARIA and our yacht insurances coverage let’s you concentrate fully on the water and on your course.
Why you should use our yacht insurance:
It doesn’t matter whether you are travelling by boat or mega-yacht, with or without a sail. All our experience is available to you worldwide and in all major ports through personal contacts. With our tailor-made insurance cover we protect you reliably from the monetary consequences of nautical dangers.
Benefit from our special rates for specific cruising areas. Well-known manufacturers and boat types, experience and no claims are rewarded with special discounts – even in advance. We take on your discount from the previous insurer or offer you a special discount on your motor yacht with a diesel engine. And after five years with no claims, we automatically reduce your deductible by half.
Learn more here about our insurances for motor yachts and sailboats, or talk to us and get advice over the phone. For this, you are welcome to use our free callback service.
FAQ – Frequently asked questions
Rescue Disposal Costs
Where rescue and/or disposal is required, the resulting costs of up to 1 million Euros above the insured sum are covered.
After four claim-free BAVARIA years, there will not be a downgrading of your no-claim bonus, if a claim occurs.
No Claims Bonus
You have been insured with us for five years and have not had a claim: If so, we will cut your excess amount in half, if a claim occurs.
Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.
Our Claims Department
In a claim you will not be passed on to some employee in an insurance company whom you do not know. We will process your claim in our own claims department and ensure rapid settlement. We will assume the claims processing right from the start and shall be pleased to take work off you. In this way we remain your contact, particularly when it is crucial.
The transport risk is covered, no matter whether on the trailer, with a transport company or your own keel. Regatta Risk Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.
Cover extends not only to the ship itself and all its ac- cessories, butalso to the complete nautical equipment such as GPS, auto-pilot, all technical facilities, sail, tar- paulin, even the binoculars as well as the radio are in- cluded free of extra premiums. Personal effects are automatically covered as well up to 2 % of the total insurance amount (maximum, howe- ver, up to Euros 3.000) automatically.